Health Insurance In Your State
Every state has options about how to implement the Affordable Care Act. States can choose to set up their own health insurance marketplace, or use the federal site, healthcare.gov. They can also decide whether or not to expand their Medicaid program so more people will be eligible. But some parts of the health law are the same, no matter where you live:
Tax credits are available to you if you qualify
Under the Affordable Care Act (ACA), many Americans will qualify for tax credits and subsidies to help pay for health insurance. Surprised? You’re not the only one. Turns out more than 50 percent of Americans don’t know about these money-saving benefits. Before you make any decision about health insurance, find out if you qualify. (The GetInsured Estimator can help.)
You now have more plans to choose from, and better coverage
No matter where you live, you can check out your options on one of the health care exchanges, also called marketplaces. Think of them kind of like a shopping mall where you can compare lots of different healthcare plans from several insurance companies.
And every plan offered on an ACA exchange will include essential health benefits. These benefits include your doctor visits, hospital stays, preventive care, prescriptions and more.
You can’t be turned down for health insurance
You or a family member cannot be denied coverage because you have a pre-existing condition (such as diabetes or high blood pressure).
You don’t have to go it alone
You can get help from a health insurance broker (like GetInsured). Think of it as having your own personal shopper to guide you around the mall–and what’s even better is that they won’t charge you a fee for their expert advice. The brokers at GetInsured are formally licensed and certified–and we are a government-approved partner who can help you navigate the health insurance landscape and provide guidance about what plans will best meet your needs.